Olatunji Andrews

**Olatunji Andrews: Biography** Olatunji Andrews is a prominent Nigerian technology entrepreneur and business executive, best recognized as the Co-founder and CEO of CredPal, a leading financial technology (FinTech) company in Nigeria. His work focuses on leveraging technology to improve access to credit and financial services for African consumers and businesses. **Early Life and Education** Olatunji Andrews was born in Nigeria, where he completed his early education. He developed an early interest in technology and business, which shaped his academic and professional path. Andrews holds a Bachelor of Engineering degree from the Federal University of Technology, Akure (FUTA), where he graduated in 2013. His academic background in engineering provided him with the analytical and problem-solving skills necessary for the complex demands of the FinTech sector. **Career Progression and CredPal Foundation** Andrews began his career in the technology sector, gaining experience in various aspects of software development and entrepreneurship. This foundational experience ultimately led him to identify a significant gap in the Nigerian financial ecosystem: the lack of accessible and instant consumer credit. In 2018, Olatunji Andrews co-founded CredPal alongside Fehintolu Olaogun. CredPal was established with the mission to build a financial system that enables Africans to access credit regardless of their current financial status, primarily offering point-of-sale consumer credit, credit cards, and other related services. Under his leadership, the company quickly gained traction by pioneering credit services across physical and digital merchant platforms. **Major Achievements and Notable Works** Andrews’s primary achievement is the successful scaling of CredPal. The company has played a crucial role in expanding credit access in Nigeria, a market historically underserved by traditional financial institutions. * **Fundraising and Growth:** Andrews successfully led CredPal through several funding rounds, including a seed funding round and an expansion round, securing millions of dollars from investors to fuel growth and product development. * **Product Innovation:** CredPal is noted for introducing Nigeria’s first credit cards powered by technology, giving consumers flexible purchasing power. * **Industry Recognition:** Olatunji Andrews has been recognized as a key figure in the Nigerian and African tech startup ecosystem, often speaking on financial inclusion, FinTech innovation, and entrepreneurship. He has been instrumental in positioning CredPal as an innovator in the Buy Now, Pay Later (BNPL) and credit card space in Africa.**Current Status** As of his most recent activities, Olatunji Andrews continues to serve as the CEO of CredPal, focusing on expanding the company’s services across Nigeria and potentially into other African markets. He is actively involved in driving the strategic direction of the company, emphasizing the integration of artificial intelligence and machine learning to improve credit scoring and risk management, furthering the goal of financial inclusion. He resides in Lagos, Nigeria, the country's technology and commercial hub.